Ever since the first US smartphone to contain a Near Field Communication (NFC) chip for contactless mobile payments was released more than seven years ago, there has been no shortage of hype, commentary, news stories, and hopeful discourse about the concept of ditching the physical wallet for good. Of course, such high-concept rhetoric always reliably meandered down the path of exceptions and caveats, making it nothing more than futuristic hyperbole. One of the biggest exceptions has always been needing to carry around a form of photo ID, like a driver's license, especially in places like Iowa where getting behind the…
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